Which pays more per hour, Swagbucks or MyPoints?

Swagbucks and MyPoints pay roughly the same per hour, both estimated at $3/hr.

Which has the lower minimum payout, Swagbucks or MyPoints?

Both Swagbucks and MyPoints have the same $5 minimum payout.

Which pays out faster, Swagbucks or MyPoints?

Swagbucks and MyPoints have similar payout speeds, around 7 days.

Can I use both Swagbucks and MyPoints?

Yes. Running multiple survey platforms in parallel is recommended. Most consistent earners use 3 to 5 platforms to maintain a steady flow of available surveys and reduce reliance on any single provider.

Swagbucks vs MyPoints: Which Pays Better in 2026?

Swagbucks

MyPoints

Rating

4.5 / 5

4.4 / 5

Est. Hourly Rate

$3/hr

Min Payout

First Payout

7 days

Payout Methods

PayPal, Gift Cards

Device Support

Mobile + Desktop

Trust Score

8/10

Monthly Estimate

$40-$150

$20-$100

Signup Difficulty

easy

Swagbucks

Pros

✓ High survey volume
✓ Multiple earning methods
✓ Low payout threshold

Cons

× Occasional disqualifications
× Points system

MyPoints

Pros

✓ Shopping cashback
✓ Low payout threshold

Cons

× Points-based system

The Verdict

Monthly earning ceiling is what separates Swagbucks and MyPoints. Swagbucks has a higher ceiling on monthly earnings, with consistent users reporting up to $150/month compared to $100 for MyPoints. Outside of that, both platforms target a similar audience with similar payout expectations. Most earners stack three to five platforms anyway, both to maintain steady survey availability and to reduce reliance on any single provider.

Join Swagbucks →Join MyPoints →

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