Swagbucks vs MyPoints: Which Pays Better in 2026?

Every figure below comes from our reviews of Swagbucks and MyPoints, where each one links to its source.

 
Swagbucks
MyPoints
Our rating
3.6 / 5
2.8 / 5
Earning potential
3 / 5
2 / 5
Payment reliability
4 / 5
3 / 5
Hourly pay
About $1.49 an hour over five hours of surveys (DollarBreak, October 2026)
About $2.50 an hour over five hours of surveys (DollarBreak, September 2024)
Survey length
Not published
Not published; passing the first screener takes 3 to 5 minutes on average
Minimum cash-out
$5 by PayPal or gift card
$3 Amazon card; PayPal from $10
Payout time
PayPal in 2 to 5 business days
Gift cards within 3 business days; PayPal up to 5
Before your first cash-out
PayPal from $5 (530 SB); the first PayPal redemption needs a name match and a bank-confirmed PayPal account
A PIN or date-of-birth check may apply on the first redemption; tax details are collected once a calendar year's redemptions qualify
Cash-out methods
PayPal, Gift Cards, Charity
PayPal, Gift Cards, Prepaid Card, Airline Miles
When screened out
1 to 10 SB per screen-out in one five-hour test
5 points per screen-out, up to 25 a day
Ways to earn
Surveys, Cashback, Receipts, Games, Offers, Search, Polls, Referrals
Surveys, Cashback, Receipts, Offers, Games, Search, Paid emails
Apps
App Store 4.4, Google Play 4.2
App Store 4.2, Google Play 4.2
Minimum age
13 or older; Swagbucks encourages under-18s to get a parent or guardian's permission
13 or older; under 18s need a parent's or guardian's approval
Trustpilot
4.0 from 43,360 Trustpilot reviews
4.2 from 25,992 Trustpilot reviews
Running since
Launched in 2008 (Swagbucks)
Running since 1996 (MyPoints figure)
Joining
Open sign-up
Open sign-up

Swagbucks

Pros

  • ✓ Many ways to earn beyond surveys
  • ✓ PayPal and gift cards from $5
  • ✓ Available from age 13

Cons

  • × Frequent survey disqualifications
  • × Strict PayPal and phone verification
  • × Slow support tickets

MyPoints

Pros

  • ✓ Pays 5 points for survey screen-outs
  • ✓ Cashback at over 1,900 retailers
  • ✓ Gift cards, PayPal, prepaid cards and United miles

Cons

  • × Points have no fixed dollar value
  • × Offers credit only if your first click shows in the ledger
  • × Recent unprompted Trustpilot reviews are mostly complaints

The Verdict

Overall, Swagbucks comes out ahead of MyPoints in our reviews. Swagbucks scores 3.6 out of 5 in our review, MyPoints 2.8. MyPoints lets you cash out sooner. MyPoints: $3 Amazon card; PayPal from $10. Swagbucks: $5 by PayPal or gift card. The two are not exclusive: where both accept members in your country, running them side by side means fewer days with nothing to do.

Join Swagbucks →Join MyPoints →

Swagbucks vs MyPoints FAQ

Which pays better, Swagbucks or MyPoints?

Swagbucks scores higher for earning potential in our reviews, 3 out of 5 against 2 for MyPoints. Swagbucks: About $1.49 an hour over five hours of surveys (DollarBreak, October 2026). MyPoints: About $2.50 an hour over five hours of surveys (DollarBreak, September 2024).

Which has the lower minimum cash-out, Swagbucks or MyPoints?

MyPoints: $3 Amazon card; PayPal from $10. Swagbucks: $5 by PayPal or gift card.

Which pays out faster, Swagbucks or MyPoints?

Swagbucks: PayPal in 2 to 5 business days. MyPoints: Gift cards within 3 business days; PayPal up to 5.

What happens when Swagbucks or MyPoints screens you out of a survey?

Swagbucks: 1 to 10 SB per screen-out in one five-hour test. MyPoints: 5 points per screen-out, up to 25 a day.

Can I use both Swagbucks and MyPoints?

Yes. Joining one does not stop you joining the other, as long as both accept members in your country and you keep to each platform's own account rules.

Both platforms appear in

Best for StudentsPayPal SurveysMobile AppsLow Minimum PayoutPays for Screen-OutsGift Card Surveys

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